Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

At First State Bank we offer accounts to fit your business, big or small. Our expert business bankers are here to help with the ever-changing demands of your business and to support your vision for growth.

Stack of green dollar bills
Small Business Checking

OVERVIEW

  • No Minimum Balance Required
  • Business Debit Cards
  • Free Digital Banking
ACCOUNTMINIMUM BALANCE TO AVOID MINIMUM BALANCE FEEMINIMUM BALANCE FEEFREE BASIC CHECKSIMAGESPER CHECK CHARGEINTEREST EARNED
ACCOUNT
Small Business Checking
MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE
$0
MINIMUM BALANCE FEE
No Service Charge
FREE BASIC CHECKS
First Order
IMAGES
Images with Statements
PER CHECK CHARGE
$0.20 each after 301
INTEREST EARNED
No

All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.

1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method

Annual Percentage Yield = A.P.Y.

green outline debit cards
Commercial Checking

OVERVIEW

  • $1,000 Average Minimum Balance
  • $10 Fee if Balance Falls Below Minimum*
  • Business Debit Cards
  • Free Digital Banking
ACCOUNTMINIMUM BALANCE TO AVOID MINIMUM BALANCE FEEMINIMUM BALANCE FEEFREE BASIC CHECKSIMAGESPER CHECK CHARGEINTEREST EARNED
ACCOUNT
Commercial Checking
MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE
$1,000 Average Balance
MINIMUM BALANCE FEE
$10.00 fee per statement cycle if balance drops below $1,000 average balance2
FREE BASIC CHECKS
First Order
IMAGES
Images with Statements
PER CHECK CHARGE
No
INTEREST EARNED
No

All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.

1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method

Annual Percentage Yield = A.P.Y.

Green outline arrows showing interest
Business Interest Checking

OVERVIEW

  • $2,500 Average Minimum Balance
  • $10 Fee if Balance Falls Below Minimum*
  • Business Debit Cards
  • Free Digital Banking
  • Earns Interest
ACCOUNTMINIMUM BALANCE TO AVOID MINIMUM BALANCE FEEMINIMUM BALANCE FEEFREE BASIC CHECKSIMAGESPER CHECK CHARGEINTEREST EARNED
ACCOUNT
Business Interest Checking
MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE
$2,500 Average Balance
MINIMUM BALANCE FEE
$10.00 fee per statement cycle if balance drops below $2,500 average balance2
FREE BASIC CHECKS
First Order
IMAGES
Images with Statements
PER CHECK CHARGE
No
INTEREST EARNED
Yes – Tiered5

All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.

1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method

Annual Percentage Yield = A.P.Y.

Green outline of a piggy bank
Relationship Savings

OVERVIEW

  • $100 Minimum Balance
  • $5 Fee if Balance Falls Below Minimum*
  • Free Digital Banking
  • Earns Interest
ACCOUNTMINIMUM BALANCE TO AVOID MINIMUM BALANCE FEEMINIMUM BALANCE FEEFREE BASIC CHECKSIMAGESRESTRICTIONS AND LIMITATIONSINTEREST EARNED
ACCOUNT
Relationship Savings
MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE
$100
MINIMUM BALANCE FEE
$5.00/month if balance falls below the minimum
FREE BASIC CHECKS
N/A
IMAGES
No Images
RESTRICTIONS AND LIMITATIONS
Withdrawal limits apply3
INTEREST EARNED
Yes – Tiered5

All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.

1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
3You may make six (6) transfers from your Money Market Account and/or Relationship Savings Account each statement period, if by preauthorized or by automatic transfer, by telephone (including data transmission) agreement, order or instruction by check, draft, debit card or similar order (including POS transactions) made
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method

Annual Percentage Yield = A.P.Y.

A stack of green outline coins
Money Market

OVERVIEW

  • $1,000 Minimum Balance
  • $10 Fee if Balance Falls Below Minimum*
  • Free Digital Banking
  • Earns Interest
ACCOUNTMINIMUM BALANCE TO AVOID MINIMUM BALANCE FEEMINIMUM BALANCE FEEFREE BASIC CHECKSIMAGESRESTRICTIONS AND LIMITATIONSINTEREST EARNED
ACCOUNT
Money Market
MINIMUM BALANCE TO AVOID MINIMUM BALANCE FEE
$1,000
MINIMUM BALANCE FEE
$10.00/month if balance falls below the minimum
FREE BASIC CHECKS
Every Order
IMAGES
Images with statements
RESTRICTIONS AND LIMITATIONS
Withdrawal limits apply3
INTEREST EARNED
Yes - Tiered5

All accounts listed above include Digital Banking, E-Statements and Bill Pay4 at no charge.

You may make six (6) transfers from your Money Market Account each statement period, if by preauthorized or by automatic transfer, by telephone (including data transmission) agreement, order or instruction by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

1The per check charge is calculated based on the number of checks written that post to the account during the statement cycle
2The average balance is calculated based on the aggregate positive ledger balance and the aggregate number of days for the statement period.
4Optional Bill Payment Rush Fee of $19.95 or $14.95 available within the Bill Pay System
5Interest is calculated using the daily balance method

Annual Percentage Yield = A.P.Y.

CD rates green outline chart
Certificate of Deposit

OVERVIEW

  • Terms Ranging from 91 Days to 5 Years
  • Competitive Market Rates