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Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
► Maintain vigilance online and be skeptical about giving up personal information.
► Turn off your computer when you are not using it.
► Employ the same online safety behaviors when “surfing” on a mobile device.
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
► Know what sites your children are visiting online, and check their social networking regularly.
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
► Post cyber security tips on your favorite community Listserv.
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.

► Learn more at

2009 Security & Database Breaches Master List click on link below


Business Banking

Business Banking




Other Services

Deposit Rates

First State Bank is a locally owned, community bank. We've served this area for more than 120 years, and we've always done it right here from home. That means we make decisions locally, and that's important when you're running a business. It's nice to know you're dealing with a banker who can work with you directly, growing your business and reaching your goals.

Commercial Loans

We offer a wide array of financing alternatives for all of your business needs.

  • Operating Lines of Credit
  • Term Loans
  • Leases
  • Business Credit Cards
  • Real Estate Loans
  • Small Business Administration guaranteed loans
  • Bank of ND, 504 and other alternative financing

Merchant Card Programs

• Business Visa Credit Card

Your credit card will be issued locally and payments can be made at any of our First State Bank locations.

• Merchant Card Programs

Process bankcard transactions easily and efficiently using electronic draft capture and ACH settlement.

Direct Deposit (Payroll)

• ACH Direct Deposit Payroll

Payroll is quicker and easier with ACH Direct Deposit from First State Bank.

• ACH Direct Payment Program

Fewer hassles! Make payments automatically!

Want to find out more about Business Banking from First State Bank, including direct deposit, card services, loans, etc.? Email a Business Banker to get your questions answered, receive advice and more.

Personal Business Agriculture