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Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
► Maintain vigilance online and be skeptical about giving up personal information.
► Turn off your computer when you are not using it.
► Employ the same online safety behaviors when “surfing” on a mobile device.
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
► Know what sites your children are visiting online, and check their social networking regularly.
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
► Post cyber security tips on your favorite community Listserv.
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.

► Learn more at

2009 Security & Database Breaches Master List click on link below


Business Savings

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Deposit Rates

Whether you need to control your cash flow or put your money to work, our commercial savings accounts help businesses overcome obstacles each and every day. Plus, our personal service means dealing with First State Bank is much more than just business as usual. Which account is best for your business? Click here to email a business banker.

Account Minimum Opening Deposit Monthly Maintenance Fee
 Interest Earned
Restrictions & Limitations
Statement Savings
$200 $5 per statement cycle, waived if $200 minimum balance is maintained Yes
Limited to six transfers per statement cycle, unlimited withdrawals in person

Real Freedom™ Money Market

Free Standard Check Blanks

$1,000 $10 per statement cycle, waived if $1,000  daily balance is maintained
Yes Restrictions on number, types and amount of withdrawals (1)

(1) You may make six (6) tranfers from your Real Freedom Money Market account each statement cycle, if by preauthorized or by automatic transfer, by telephone (including data transmission) agreement, order, or instruction, by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

*A.P.Y. = Annual Percentage Yield.

Personal Business Agriculture