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Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
► Maintain vigilance online and be skeptical about giving up personal information.
► Turn off your computer when you are not using it.
► Employ the same online safety behaviors when “surfing” on a mobile device.
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
► Know what sites your children are visiting online, and check their social networking regularly.
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
► Post cyber security tips on your favorite community Listserv.
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.

► Learn more at

2009 Security & Database Breaches Master List click on link below


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Deposit Rates

No matter who you are, First State Bank has a checking account that will fit your lifestyle. Which account is right for you? Click here to email a friendly, helpful banker.

Account Minimum Opening Deposit

Monthly Maintenance Fee

Per Check Charge
Per Item Deposit Charge
Earnings Credit or Interest Earned
Restrictions & Limitations

Commercial Checking


$5.00 per statement cycle


7¢ per non-First State Bank check deposited

Earnings Credit (1)


Commercial Now Account  Checking


$5.00 per statement cycle, waived if $500 minimum balance is maintained


7¢ per non-First State Bank check deposited



Non-profit/Small Business/Club¹ Checking



20¢ each after 30



Cancelled checks are safe kept

(1) Your monthly service charge will be reduced by the amount of your earnings credit. The earnings credit will be calculated on the Average Collected Balance for the statement cycle, less the 10% reserve requirement. The earnings credit rate is based on the average 90-Day Treasury Bill yield for the previous month.

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