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Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
► Maintain vigilance online and be skeptical about giving up personal information.
► Turn off your computer when you are not using it.
► Employ the same online safety behaviors when “surfing” on a mobile device.
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
► Know what sites your children are visiting online, and check their social networking regularly.
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
► Post cyber security tips on your favorite community Listserv.
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.

► Learn more at

2009 Security & Database Breaches Master List click on link below


Other Services

Personal Banking




Other Services

Deposit Rates

Banking is so much more than checking and savings these days. First State Bank has all the great services and features that much larger banks offer. The difference is that we back everything with the friendly, small-town service that you've come to expect from First State Bank.

First State Bank offers these special services to help you manage your accounts:

Click-N-Bank™ - Our Free Internet Banking Service

Visa® Check Card

  • Use instead of a check wherever Visa® is accepted
  • No annual fee
  • Access your account at CashCard® Network, Cirrus®, Plus® or Money Pass® ATMs
  • 24-Hour i_Tech Hotcard Number: 888-833-3455 to report lost or stolen cards after bank hours
  • Verified by Visa® online fraud protection available at no additional charge
  • First State Bank has joined the MoneyPass ATM Network which allows all First State Bank customers to access over 10,000 ATM locations throughout the country without any fee
  • Money Pass® for Network Locations

Visa® Credit Card

  • Low Rate
  • No annual fee if you have any other account relationship with First State Bank
  • Verified by Visa® online fraud protection available at no additional charge
  • Some fees and limitations apply. Contact bank for details.

Ready Reserve

  • Personal line of credit
  • Provides overdraft protection for your checking account
  • $20 annual fee and no transaction fees
  • Advances made in $100 increments
  • Minimum payments of $25 or 5% of your balance are made automatically on statement day


  • Free 24-hour customer support line
  • Access account information at your convenience
  • Make transfers and loan payments
  • Dial 800-233-2034 toll-free
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