First State Bank
Switch Kits
Kid's Stuff
About Us
Secure Email

Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
► Maintain vigilance online and be skeptical about giving up personal information.
► Turn off your computer when you are not using it.
► Employ the same online safety behaviors when “surfing” on a mobile device.
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
► Know what sites your children are visiting online, and check their social networking regularly.
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
► Post cyber security tips on your favorite community Listserv.
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.

► Learn more at

2009 Security & Database Breaches Master List click on link below


Personal Loans

Personal Banking Checking Savings Loans Other Services Deposit Rates

Whether you need a vehicle, a new boat or a house, First State Bank has lenders who love to say "yes!" We'll work with you to achieve your goals and make your dreams come true. Click here for more information.

Home Equity Loans

Home Equity Loans are a great way to let your house do some of the work for a change. By using the equity in your home, you can borrow money to make repairs, add on a deck - or even take a vacation. We can help you use the equity you've earned for something you deserve. Click here for more information.

Home Equity Line of Credit

If you're a homeowner, you have equity built up in your house. Why not use it? A home equity line of credit is a very smart way to use your money. In fact, it may even be tax deductible (consult your tax advisor). Instead of using a credit card or expensive dealer financing, why not use the money that's already built up in the equity in your home? Click here for more information. Our lending staff will provide you with additional terms and conditions.

Consumer Loans

Consumer Loans have a special place at First State Bank. We like to enjoy life as much as our customers do, so when it comes time to finance something like a boat, a truck or a snowmobile, we do everything we can to help. Click here for more information. Our lending staff will provide you with additional terms and conditions.

Mortgage Loans

Mortgage Loans are easy when you deal with First State Bank's experienced home lenders. We've helped everyone from first-time buyers to new homebuilders reach their dream of owning the perfect house. When it comes to buying a house, it pays to start with a good bank. If you own a home already, contact First State Bank to see if refinancing your mortgage can save you money. Find out how to get pre-qualified, lower your current rate, or cash out some equity: Click here to email our experienced mortgage lending staff for additional terms and conditions.

  • Conventional Fixed-Rate Mortgages
  • Adjustable Rate Mortgages (ARMs)
  • Construction Loans
  • Home Improvement Loans  
  • Downpayment Assistance Programs


Personal Business Agriculture