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Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
 
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
 
► Maintain vigilance online and be skeptical about giving up personal information.
 
► Turn off your computer when you are not using it.
 
► Employ the same online safety behaviors when “surfing” on a mobile device.
 
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
 
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
 
► Know what sites your children are visiting online, and check their social networking regularly.
 
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
 
► Post cyber security tips on your favorite community Listserv.
 
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
 
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.
 

► Learn more at www.staysafeonline.org

2009 Security & Database Breaches Master List click on link below

www.identitytheft.info/breaches09.aspx

 

Agricultural Checking

Agricultural Banking

Checking

Savings

Loans

Other Services

Deposit Rates

Writing checks is an important part of any agricultural business. Having the right bank can be the difference between success and confusion. At First State Bank we help farmers find the best account for their individual needs. That's Real Banking. That's First State Bank. Which checking account is a good fit for your operation? Click here to email an agricultural banker!
 

Account

Minimum Opening Deposit

Monthly Maintenance Fee

Per Check Charge

Per Item Deposit Charge

Earnings Credit or Interest Earned

Restrictions & Limitations

Commercial Checking

$300

$5.00 per statement cycle

12¢

7¢ per non-First State Bank check deposited

Earnings Credit (1)

N/A

Commercial NOW Account Checking

$500

$5.00 per statement cycle, waived if $500 minimum balance is maintained

10¢

7¢ per non-First State Bank check deposited

Yes

N/A

Small Business/Non-Profit/Club Checking

$50

N/A

20¢ each after 30

N/A

N/A

Cancelled checks are safe kept

(1) Your monthly service charge will be reduced by the amount of your earnings credit. The earnings credit will be calculated on the Average Collected Balance for the statement cycle, less the 10% reserve requirement. The earnings credit rate is based on the average 90-Day Treasury Bill yield for the previous month.

Personal Business Agriculture