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Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
 
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
 
► Maintain vigilance online and be skeptical about giving up personal information.
 
► Turn off your computer when you are not using it.
 
► Employ the same online safety behaviors when “surfing” on a mobile device.
 
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
 
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
 
► Know what sites your children are visiting online, and check their social networking regularly.
 
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
 
► Post cyber security tips on your favorite community Listserv.
 
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
 
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.
 

► Learn more at www.staysafeonline.org

2009 Security & Database Breaches Master List click on link below

www.identitytheft.info/breaches09.aspx

 

Banking FAQs

Banking FAQs
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Q: Are my accounts at First State Bank insured by the FDIC?
A: Absolutely! Each depositor at First State Bank is insured by the FDIC up to at least $250,000!

Q: Can I get account information by phone?
A: Yes! First State Bank account information is available by contacting any First State Bank location during business hours. Or ask about Dial-A-Bank, our toll-free, 24-hour automated account information service.

Q: Can I view my account balances at any time?
A: Yes! With Click-N-Bank online banking, you can do that and a lot more! Call First State Bank to get signed up, or click here to see how Click-N-Bank works.

Q: How can I setup direct deposit of my payroll check?
A: Once your First State Bank checking application has been approved, you'll receive First State Bank's routing and transit number, as well as your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q: Do I earn interest on money that I have at First State Bank?
A: Yes! All of First State Bank's accounts earn the market rate of interest - or better, except Free Checking, Regular Checking, Nonprofit Accounts, and Commercial Accounts.Click here for current rates.

Q: Can I open an account at First State Bank if I don't live in the United States? What if I live in the U.S. but I'm not a citizen?
A. First State Bank provides banking services to non-residents under certain conditions. Please call your local First State Bank if you have any questions about this policy.

Q: How frequently is my First State Bank information updated?
A: First State Bank updates all customer information nightly. Whether you access our Click-N-Bank, call Dial-A-Bank or visit our customer service department, your account information is updated every day to reflect all account activity.

Q: Can I transfer to and from another financial institution from my First State Bank account?
A: Yes! Funds can be transferred to and from First State Bank via ACH (Automated Clearing House) debits or credits. Call us for details.

Q: How can I make a deposit to my First State Bank account from a remote location?
A: You can do most of your banking by direct deposit, ATMs or ACH (Automated Clearing House) transactions. We can also take non-recurring deposits by mail. Contact us to find out which method is best for you.

Q: Can I do all of my banking at First State Bank?
A: Absolutely! Our wide variety of services mean you'll have the most complete, most customer-friendly banking experience possible. That's Real Banking. That's First State Bank!

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