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Cyber Security

What Home Users Can Do

 ► Use a suite of automatically updating security tools that includes anti-Spyware, firewall and anti-virus software.

 ► Be sure your operating system and Web browser are set to automatically update.
 
► Use long, complex passwords for both your computer and your wireless network that include numbers, symbols and letters,     and change them every 90 days.
 
► Maintain vigilance online and be skeptical about giving up personal information.
 
► Turn off your computer when you are not using it.
 
► Employ the same online safety behaviors when “surfing” on a mobile device.
 
► Be on the lookout for signs of an infected computer including slower processing times, unwanted pop-up ads and increased spam.
 
► Talk to your kids about good online safety and security habits, including protecting their personal information and their reputation.
 
► Know what sites your children are visiting online, and check their social networking regularly.
 
► Regularly back up your files either online or to an external hard drive (and store in a secure location).
 
► Post cyber security tips on your favorite community Listserv.
 
► Go to your favorite search engine and search by your name and other family members to see what is on the web about you.
 
► Make sure your children know that they can come to you if something online makes them uncomfortable, including what others are posting about them, unwanted contacts, and questions they have about staying safe online.
 

► Learn more at www.staysafeonline.org

2009 Security & Database Breaches Master List click on link below

www.identitytheft.info/breaches09.aspx

 


Personal Checking

Personal Banking

Checking

Savings

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Other Services

Deposit Rates

No matter who you are, First State Bank has a checking account that will fit your lifestyle. Which account is right for you? Click here to email a friendly, helpful banker.
 

Account

Minimum Opening Deposit

Balance to Avoid Service Charge

Service Charge If Min. Not Maintained

Cancelled Check Returned

Interest Earned

Restrictions & Limitations

No Minimum Checking

$50

No service charge

No service charge

No, checks are safe kept

No

N/A

Regular Checking

$300

$300 daily or $1,000 average(1)

$3.00 per statement cycle plus 10¢ per item

Imaged Statement

No

N/A

NOW Checking

$500

$500 daily or $2,500 average(1)

$5.00 per statement cycle plus 10¢ per item

Imaged Statement

Yes

NOW account requirements apply(2)

(1) The average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.

(2) There are federal regulations limiting NOW account eligibility. Entities organized to make a profit such as corporations, partnerships, associations or other organizations may not maintain NOW accounts.

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