Banking is so much more than checking and savings these days. First State Bank has all the great services and features that much larger banks offer. The difference is that we back everything with the friendly, small-town service that you've come to expect from First State Bank.

First State Bank offers these special services to help you manage your accounts:

Click-N-Bank™
Our Free Internet Banking Service

• View account balances
• Transfer funds
• Email a personal banker
• Bank online 24 hours a day, 365 days a year
• Approved free bill pay
• Click here to check out our free demo

Visa® Check Card

• Use instead of a check wherever Visa® is accepted
• No annual fee
• Access your account at CashCard® Network, Cirrus® or Plus® ATMs
• 24-Hour i_Tech Hotcard Number: 888-833-3455 to report lost or stolen cards after bank hours
• Verified by Visa® online fraud protection available at no additional charge
• First State Bank has joined the MoneyPass ATM Network which allows all First State Bank customers to access over 10,000 ATM locations throughout the country without any fee
• Money Pass® for Network Locations

Visa® Credit Card

• Low Rate
• No annual fee if you have any other account relationship with First State Bank
• Verified by Visa® online fraud protection available at no additional charge
• Some fees and limitations apply. Contact bank for details.

Ready Reserve

• Personal line of credit
• Provides overdraft protection for your checking account
• $20 annual fee and no transaction fees
• Advances made in $100 increments
• Minimum payments of $25 or 5% of your balance are made automatically on statement day

Tele-A-Bank

• Free 24-hour customer support line
• Access account information at your convenience
• Make transfers and loan payments
• Dial 847-2034 locally
• If out of the area, dial 800-233-2034 toll-free