Credit is an integral part of modern business, and using credit properly is the hallmark of a successful company. Whether you're just getting started or looking to expand, First State Bank has done it before. Our experienced lending staff will learn your business inside and out. Then we'll help you succeed.

Commercial Loans

We offer a wide array of financing alternatives for all of your business needs.

  • Operating Lines of Credit
  • Term Loans
  • Leases
  • Real Estate Loans
  • Small Business Administration guaranteed loans
  • Bank of North Dakota, 504 and other alternative financing

Agricultural Loans

First State Bank has a long tradition of working with area farmers in the business of agricultural production. We take pride in continuing to provide our farm customers with local decision-making and quality service.

Stop in and visit with one of our experienced agricultural lenders for all of your agricultural credit needs!

  • Lines of Credit: Seasonal Operating Lines
  • Term Loans: Vehicle & Equipment Loans
  • Real Estate Loans: Purchase or Refinance Real Estate
  • Leases: Vehicles & Equipment Leases
  • FSA Subordinations: Farm Service Agency & First State Bank Operating Loans
  • FSA Guarantees: Farm Service Agency & First State Bank Operating & Chattel Loans
  • BND Guarantees: FSB & Bank of North Dakota Loans
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