Q: Are my accounts at First State Bank insured by the FDIC?
A: Absolutely! Each individual customer at First State Bank is insured by the FDIC up to $100,000!

Q: Can I get account information by phone?
A: Yes! First State Bank account information is available by contacting any First State Bank location during business hours. Or ask about Tele-A-Bank, our toll-free, 24-hour automated account information service.

Q: Can I view my account balances at any time?
A: Yes! With Click-N-Bank online banking, you can do that and a lot more! Call First State Bank to get signed up, or click here to see how Click-N-Bank works.

Q: How can I setup direct deposit of the payroll check?
A: Once your First State Bank checking application has been approved, you'll receive First State Bank's routing and transit numbers, as well as your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q: Do I earn interest on money that I have at First State Bank?
A: Yes! All of First State Bank's accounts earn the market rate of interest - or better, except Free Checking, Regular Checking, Nonprofit Accounts, and Commercial Accounts. Click here for current rates.

Q: Can I open an account at First State Bank if I don't live in the United States? What if I live in the U.S. but I'm not a citizen?
A. First State Bank only provides banking services to persons residing within the United States with valid US tax identification numbers (Social Security Numbers). Please call your local First State Bank if you have any questions about this policy.

Q: How frequently is my First State Bank information updated?
A: First State Bank updates all customer information nightly. Whether you access our Click-N-Bank, call Tele-A-Bank or visit our customer service department, your account information is updated every day to reflect all account activity.

Q: Can I make a wire transfer to and from my First State Bank checking account?
A: Yes! Funds can be transferred to and from First State Bank via ACH (Automated Clearing House) debits or credits. Call us for details.

Q: How can I make a deposit to my First State Bank account from a remote location?
A: You can do most of your banking by direct deposit, ATMs or ACH (Automated Clearing House) transactions. We can also take non-recurring deposits by mail. Contact us to find out which method is best for you.

Q: Can I do all of my banking at First State Bank?
A: Absolutely! Our wide variety of services mean you'll have the most complete, most customer-friendly banking experience possible. That's Real Banking. That's First State Bank!